eBworx Digital Credit Management System (DCMS) is a proven web-based, automated credit and rule based loan origination system that allows banks to streamline and manage the credit origination process.

DCMS which comprises of modules covering Mortgage, Hire Purchase, Credit Card and Business Banking enables banks to implement a full suite of automated credit management system across the organisation, with a centralised solution that provides single customer views on the existing customer’s portfolio with the bank. DCMS provides the necessary tools to perform credit evaluation and risk profiling on the bank’s customer groups and as a data contributor to help fine tune the bank’s risk rating models and NPL controls at origination.

Our solution manages the operational risks embedded in credit management. It is the backbone that holds together the components of enterprise credit management, facilitates cost-effective and efficient credit processing, whilst increasing management’s information and control on credit and operational risks.

DCMS has proven to provide higher levels of customer service, greater customer satisfaction, as well as improved productivity and cost effectiveness for our existing